body {

	background: #cccccc;

	margin: 0; /* it's good practice to zero the margin and padding of the body element to account for differing browser defaults */

	padding: 0;

	color: #000000;

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 12px;

	font-style: normal;

	font-weight: normal;

}



a {

	font-weight: bold;

	color: #00375e;

	text-decoration: none

}



a:hover {

	font-weight: bold;

	color: #3d97d6;

	text-decoration: none

}



a img {

	border: none;

	} 



.smallText {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 10px;

	font-style: normal;

	font-weight: normal;

}



.headText {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 16px;

	font-style: normal;

	font-weight: bold;

	color: #000000;

}



.subheadText {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 12px;

	font-style: normal;

	font-weight: bold;

	color: #000000;

}

.redNote {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 12px;

	font-weight: bolder;

	color: #FF0000;

}

.smallBoldText {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 10px;

	font-style: normal;

	font-weight: bold;

}

.darkRedBoldText {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 12px;

	font-weight: bold;

	color: #990000;

}

.italic {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 12px;

	font-style: italic;

}

.italicBold {

	font-family: Verdana, Arial, Helvetica, sans-serif;

	font-size: 12px;

	font-style: italic;

	font-weight: bold;

}